Blog
Blog
News and updates from Rozbahi.
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Where Does My Money Go? How to Analyse Your Monthly Spending
If you reach month end wondering where your money went, a 15-minute review answers it. Here is a simple method to analyse your monthly spending and find what to change. Read article -
How to Track UPI Payments and Control Your Spending
UPI makes paying effortless, and that is the problem. Twenty small scans a week disappear without a trace. Here is how to track UPI payments and actually see where the mo... Read article -
Joint Family Expense Sharing: Fair, Clear and Without Arguments
In a joint family, several people pay for one household. Here is how to share expenses fairly, keep one clear record, and talk about money without arguments. Read article -
Monthly Household Expenses List for Indian Families
Kirana, doodh, sabzi, bills, rent, school fees, maid, petrol and festivals: a complete monthly household expenses list for Indian homes, with a sample budget. Read article -
Doodh Ka Hisab: Track Your Monthly Milk Bill Easily
Litres per day × rate × days sounds easy, until extra half-litres, skipped days and a mid-month price rise arrive. Here is how to calculate and track your milk bill exact... Read article -
Fuel Expense Calculator: What Your Bike or Car Really Costs
How much does your daily ride really cost? Use a simple formula to calculate fuel cost per km and per month for your bike or car, then track it and find ways to spend les... Read article -
Daily Hisab Kitab App: Keep Your Ghar Ka Hisab on Your Phone
The hisab diary in the kitchen drawer worked for generations. A hisab kitab app keeps the same habit, adds the totals for you, and works in Hindi and English. Read article -
How to Plan School Fees and Education Expenses
School fees, transport, books, uniforms, coaching and activities add up to a big yearly number. Here is how to plan education expenses so admission month is never a shock... Read article -
खर्च का हिसाब कैसे रखें: रोज़ के खर्च लिखने का आसान तरीका
रोज़ का खर्च लिखना मुश्किल नहीं है। बस दो मिनट रोज़, कुछ आसान कैटेगरी और हफ़्ते में एक बार हिसाब देखना। जानिए घर के खर्च का हिसाब रखने का आसान तरीका। Read article -
Bill Reminder App: Never Miss a Payment Again
Late fees, cut-off internet and a dead phone plan are all avoidable. Here is a simple system for tracking recurring bills, and what to look for in a bill reminder app. Read article -
How to Reduce Your Electricity Bill at Home (Practical Tips)
AC, geyser, fridge and fans: find what uses the most power in your home and cut it first. Practical tips to reduce your electricity bill, plus how to track it month by mo... Read article -
Best Splitwise Alternative for Families and Roommates
Splitwise is great at "who owes whom", but it does not track your own spending. If you want shared costs and personal expenses in one app, here is what to look for. Read article -
How Long Does a Gas Cylinder Last? Track LPG Use and Never Run Out
A 14.2 kg LPG cylinder can last from three weeks to two months depending on your family and cooking. Here is how to find your number, plan bookings and track the cost. Read article -
How to Split Expenses With Roommates Fairly
Rent, Wi-Fi, electricity and groceries: shared costs are the top cause of flatmate fights. Here is a fair system for splitting bills and settling up every month. Read article -
Wedding Budget Planner for India: Plan the Shaadi Without the Debt
Venue, catering, clothes, jewellery, decor, photography and gifts: an Indian wedding has dozens of costs. Here is how to build a wedding budget, track advances and avoid... Read article -
No-Spend Challenge: Rules, Ideas and How to Track It
A no-spend challenge means spending only on essentials for a set time: a weekend, a week or a month. Here are clear rules, ideas to stay on track, and how to track it. Read article -
How Much Emergency Fund Do You Need? (With a Simple Formula)
Three months? Six? A year? Your emergency fund depends on your essential costs and how stable your income is. Here is a simple formula and how to build it step by step. Read article -
How to Make a Monthly Household Budget (Step by Step)
A household budget is a plan for the month, built from what you actually spend. Here is a step-by-step method with a worked example and the mistakes to avoid. Read article -
Diwali Budget Planning: Celebrate Fully Without the Regret
Sweets, gifts, clothes, lights and cleaning: Diwali spending adds up fast. Here is how to plan a Diwali budget, save for it through the year and track it during the festi... Read article -
The 52-Week Money Challenge: Plan, Chart and Tracker
Save ₹50 in week one, ₹100 in week two, and keep going: after 52 weeks you have ₹68,900. Here is how the 52-week money challenge works, with variations and tracking tips. Read article -
How to Set Savings Goals You Will Actually Reach
A savings goal with a name, an amount and a date is far easier to reach than "save more". Here is how to set goals, work out the monthly amount and stay on track. Read article -
Offline Expense Tracker: Track Money Without Internet
Basement shops, trains and village markets often have no signal. An offline expense tracker saves every entry on your phone and syncs later, so nothing is lost. Read article -
How to Manage Your Salary: A Simple Monthly Plan
Salary comes in on the 1st and is gone by the 20th? Here is a simple monthly salary plan: savings first, fixed bills next, then a weekly limit for everything else. Read article -
How to Track Subscriptions and Cut the Ones You Don't Use
Streaming, music, cloud storage, apps and the gym: small monthly charges add up. Here is how to find every subscription, track renewals and cut the ones you do not use. Read article -
Family Expense Tracker: Track Household Spending Together
When three people buy groceries, pay bills and top up recharges, nobody knows what the house really spends. A family expense tracker fixes that without arguments. Read article -
Monthly Kirana List for Indian Homes (With Budget Tips)
A complete monthly kirana list for Indian kitchens — atta, dal, rice, oil, masale, cleaning and more — with quantities for a family of four and tips to cut the bill. Read article -
Best Expense Tracker Apps in 2026 (Free and Paid, Compared)
Bank-sync budgeting apps, simple manual trackers, bill splitters and family apps all call themselves expense trackers. Here is how to tell them apart and pick the right o... Read article -
Fixed vs Variable Expenses: Make a Monthly Bills List
Fixed expenses stay the same every month; variable ones change. Knowing which is which makes budgeting easier. Here is how to sort them and build a monthly bills list. Read article -
How to Split Trip Expenses With Friends (Without the Awkward Maths)
Hotels, fuel, food and tickets paid by different people make trip maths messy. Here is a simple system to split trip expenses fairly and settle in the fewest payments. Read article -
How to Track Daily Expenses: A Simple System That Sticks
Most people stop tracking expenses within two weeks. Here is a simple daily system — capture, categorise, review — that takes two minutes a day and actually lasts. Read article -
Settle Up Made Simple: How to Clear Group Debts in Fewest Payments
When four people have paid different amounts, settling every pair can take six transfers. Debt simplification does it in three. Here is how the maths works, step by step. Read article -
Budgeting for Couples: How to Share Money Without Fights
Joint account, separate money or something in between? Here is how couples can share household costs fairly, keep some independence, and talk about money calmly. Read article -
How to Save Money on Groceries: Tips That Actually Work
Most grocery savings come from a few habits: fewer trips, a real list, less waste and knowing where your money goes. Here are practical tips that work in any city. Read article -
How Much Should You Spend on Groceries Each Month?
There is no single right grocery budget, but there is a right way to find yours. Use your own numbers, a simple formula, and a weekly check to keep it on track. Read article -
The 50/30/20 Budget Rule Explained With Real Examples
Half for needs, 30% for wants, 20% for savings. The 50/30/20 rule is the simplest budget there is. Here is how it works, real examples, and when to adjust it. Read article -
Budgeting for Students: A Simple Plan That Works
Pocket money, a part-time job or a scholarship: whatever your income, a simple student budget keeps you from running out before month end. Here is a plan that works. Read article -
Expense Tracker Spreadsheet vs App: Which Works Better?
Spreadsheets give you total control; apps give you speed. Here is an honest comparison, a simple spreadsheet layout if you prefer sheets, and how to combine both. Read article -
Expense Tracker Without Linking Your Bank Account
You do not need to hand an app your bank login to understand your spending. Here is why many people choose a private, manual expense tracker, and how to make it effortles... Read article -
Envelope Budgeting: The Cash Envelope Method, Made Digital
Put money for each category in its own envelope and stop when it is empty. The envelope method is old, simple and works. Here is how to run it digitally, without cash. Read article
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