Guides

Expense tracking and budgeting guides

Practical guides on tracking daily expenses, making a monthly budget and sharing costs with family or flatmates.

How to track daily expenses

A simple way to track daily expenses: what to write down, when to do it, how to handle cash and UPI, and how to review your month without spreadsheets.

How to make a monthly budget

A practical way to make a monthly household budget: start from real spending, set category limits, keep a buffer and review it, with or without an app.

How to split expenses with flatmates or family

A fair, simple way to split rent, groceries and bills with flatmates or family: agree rules, record shared spends and settle up with fewer payments.

Household expense categories for an Indian family

A practical list of household expense categories for India, from groceries and milk to bills, school fees and EMIs, and how to choose the right number.

Notebook vs Excel vs Rozbahi

Compare a paper bahi khata, an Excel sheet and the Rozbahi app for tracking daily expenses: where each works, where it strains and when to switch.

The Rozbahi blog

More tips on saving, budgeting and managing money, in English and Hindi.